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Finance Department


Columbus Luxury cars finance department work hard on customers financial best interest in providing best finance solutions in auto loans with best interest rates in Columbus, OH auto finance. When it comes to finance pre-owned-used cars, we insure get most competitive rates for our customers. No matter what is your credit situation is we are on it starting from excellent credit, good credit, fair credit. Also, first time buyer finance programs, bad credit, no credit, bankruptcy, we got it covered.



Pulling my Credit will affect my score? 

We have the magic tool to just screen over your credit and offer great finance solution for you without effect your credit score.

You can check out your credit score without providing SSN, Date of birth or any critical information to keep your information secured.


How much is my down payment? Can I do zero down?


Most of the lenders require 10% to 20% down payment based on the credit situation you are in. However, we work with what you have available at the moment and find a suitable solution for your credit. And the answer yes, zero down is an option for good credit customers.


How do i build my credit?


Columbus Luxury cars help you to get your first loan if you are a first time buyer, by communicating with lenders or banks to get your credit builder program to have your credit established quickly on your new car auto loan. By making the car payments on time, you will be gaining more score within the term of finance your car.

Next step you will be having higher credit score, and we always accept trade in to upgrade your car and upgrade your finance or refinance your car loan for a better interest rate.


"I have missed a few payments in the past" what should I do?


No problem, we have solutions for every financial credit situation will work with you recovering your credit and get it up again. You always can have our free complimentary free credit report to stand on your credit situation and work on improving it.


I have an open bankruptcy and trying to get a Car loan ..." 


No problem, we have special lenders working with open bankruptcy situation to help rebuild your credit by getting you complimentary free credit report, we will be able to determine and guide the auto loan to the correct lender or bank to get the finance approved.


When is my first payment due?


Based on lenders programs the first payment most of the time due within 30 days, however, some lenders may allow 45 to 90 days first payment based on the credit history and finance program. You can apply and get answer quick through our secured link credit application and get the loan within few minutes.


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